![]() Hayes also earned four letters as a forward in basketball. A captain, he was also chosen the team’s MVP and Most Valuable Back, and he played in the North-South all-star game. He earned four letters in football and was all-conference in 1962 while playing quarterback, linebacker, punter and kicker. Hayes (Class of 1963) competed in football, basketball, baseball and track. In baseball he earned five letters playing second base, shortstop and center field and was a two-time county all-star and a member of conference-winning teams in 1958 and ’59.īurns collected three letters in track while competing in the discus, shot put and 440-yard relay, and he earned a letter in golf and played in the state tournament.īurns earned a baseball scholarship to the University of South Carolina, and he was a two-year letterwinner for the Gamecocks.Ī two-term member of the Travelers Rest City Council, Burns helped to establish the Travelers Rest Youth Association. He was selected to the Rotary Senior Bowl and the Greenville County all-star team.īurns played basketball for five years, earned four letters and was selected a Greenville County all-star as a senior. He earned three letters in football as a quarterback and defensive back and was a member conference championship teams in 19. Gunter Shell ‘s teams won numerous region titles in volleyball and girls track, she was named region coach of the year four times and she was the North-South all-star volleyball coach twice.īurns (Class of 1959) competed in football, basketball, baseball, track and golf for the Devildogs. In 1985, Gunter Shell led the volleyball team to the Class AAA Upper State championship, and a year later, she guided the team to the state title - the first for a girls sport in the school’s history. In 1977, she was chosen to lead the school’s first girls track team. ![]() In 1976, Gunter Shell became the first African-American head coach at Travelers Rest when she was chosen to lead the volleyball program. She received her undergraduate degree from South Carolina State and her master’s degree from Furman University. ![]() She’s a graduate of Mims High School in McCormick, where she excelled in basketball, volleyball and track. She also taught and coached at Ebenezer Middle School in Sumter, Northwood Middle School and Southside High School. Gunter Shell taught and coached at Travelers Rest from 1975 to 2006. 24 between the Devildogs’ girls and boys basketball games against Pickens. Gloria Gunter Shell, Lee Burns, Roger Hayes and Chuck Werner will be inducted into the Travelers Rest High School Athletic Hall of Fame Jan. ![]()
0 Comments
![]() “Although I’m not fond of this phrase, I think it has kind of helped prevent the ‘foreclosure tsunami’ everyone was worried about. “Servicers have told me how useful the homeowner assistance fund has been and that’s pretty much been rolled out in all the states now,” Richard Koch, structured finance director at Fitch, said in an interview. A couple of states, like Illinois and Alaska, have closed their programs, but most remain active, according to the National Council of State Housing Agencies. The fund contains more than $9.96 billion that the majority of states have available to distribute to distressed homeowners for mortgages and other housing needs. In addition to modifications, money available from the Homeowner Assistance Fund has been limiting default risk. Consumers are often quicker to default on bank cards or loan products secured by second liens than first mortgages. The default rate for bank cards was 2.55%. The default rate for home equity loans and lines of credit in June was 0.45%. Both increased 6 basis points compared to May, suggesting an uptick in short-term consumer distress during the month. However, June’s jump in the default rates for second mortgages and bank cards was more pronounced. HSBC ( Charts) announced its bad debt charge last year would be about 1.8 billion higher than expected as problems grew in U.S. The auto loan default rate rose by only a basis point from May to 0.62%. Last week, some serious problems cropped up due to rising defaults. So far the composite default rate that serves as a broader indicator of consumer distress has followed a similar path as the mortgage indicator, rising 2 basis points to 0.53% in June. “If economic conditions deteriorate, there will likely be negative implications for homeowners,” Thompson said in testimony before the House Committee on Financial Services, noting that post-forbearance relief like modifications of loan terms for affordability purposes remain available. “While high rates and prices may push some people out of the market and eventually start putting more noticeable downward pressure on demand, there isn’t much evidence to suggest that we’re going to see a lot of homebuyers suddenly start falling behind or defaulting on their loans in the near future,” says Channel.High home equity levels have insulated many people from the small uptick in default risk, but if rising consumer costs start to affect the economy, it could become more of a concern, Federal Housing Finance Agency Director Sandra Thompson said Wednesday. The majority of people seem capable of keeping up with their mortgage payments, and this is what economists and real estate pros told MarketWatch Picks about the housing market now. ![]() What does this all mean for the housing market?Īt the end of the day, despite a few hiccups here and there, most data indicate that the housing market is doing pretty well, pros say. And foreclosure starts are below pre-pandemic levels, which means that even if a relatively large amount of people are seriously delinquent, many aren’t actively being foreclosed on. “The overall mortgage delinquency rate fell to a new record low and not only that, actually fell 12% from February to March, the largest month-over-month decline in 20 years,” says Channel. What’s more, foreclosure starts - the process of beginning a foreclosure after 120 days of delinquent payments - fell 12% from March. As CoreLogic concluded in February: “The nation’s overall mortgage delinquency rates have improved significantly over the last year … Declines in local unemployment rates, a rapid rise in home prices and demand for housing have helped reduce the overall delinquency rate.”Īnd though the number of borrowers with a single payment past due increased 7.9% in April, that was offset by the fact that the number of borrowers who are three or more payments past due fell 8%. ![]() What’s more, the national delinquency rate - which factors in even someone who is delinquent by a single month - fell in April to 2.80%, marking a new record low for the second consecutive month, Black Knight reveals. borrower, a 10 percentage points increase in loan-to-value (LTV) ratio at. ![]() “Homeowners with FHA loans are more likely to be low-to-moderate income workers, and the pandemic had a greater impact on those homeowners as compared to those with conventional loans.” Keywords: loan defaults, lending standards, residential real estate. When you get into the nitty gritty of this data, you can see that the serious delinquency rate for FHA loans was nearly five times higher than the serious delinquency rate for conventional loans, according to CoreLogic data. ![]() And Black Knight reports they have fallen between 6-12% in each of the past 14 months. Though serious delinquencies are up from a few years back, they were very low anyway before the pandemic, data shows. ![]() ![]() ![]() rayne onlyfans nudes 2012, Casting curvy amber full 44 Auttumn falls. Velky Penis Anal, Felace Velk Penisy, Krasn erno, Vystriky, Krsn Velk Kozy. ![]() Autumn Falls Multiple Orgasms Toying, Banging & Squirting Joy. A guy cums on a mirror and the girl licks it. Anal Training and Creampie for Athena Rayne. Then Rayne gets her wet pussy fucked in different positions. com,xnxx anime,com,xnxx sister,xnxx site:kingxxx.pro,xnxx teen,xnxx downloader,xnxx china,xnxx blacked,xnxx hot,mom xnxx,xnxx anal,blacked xnxx,https Viral,xnxx.eco,xxxindo,xxmx,pornhub,xvideoXNXX, XXX Sex,XMXX,XBXX,Xxnxx,xxx sex,sex,xnxx memek,Sex Video,Sex Porno,Seks Porno,XXX, xnxx eco, xnxx india, indian porn,xnxx,xnxx. Nippples Mrabbitt nudes (7 pics) Nippples 2005 Bang surprise podcast 17 with kay. A slim Black girl in a bikini gives a hot blowjob. ![]() ![]() ![]() Baldur's Gate / Baldur's Gate: Enhanced Edition / Baldur's Gate II: Shadows of Amn / Baldur's Gate II: Enhanced Edition / EasyTutu (mod) / Baldur's Gate Trilogy (mod) / Baldur's Gate: Enhanced Edition Trilogy (mod) (Item Randomiser).Baldur's Gate / Baldur's Gate: Enhanced Edition / Baldur's Gate II: Shadows of Amn / Baldur's Gate II: Enhanced Edition / Baldur's Gate: Enhanced Edition Trilogy (mod) (Enemy Randomizer).Azure Dreams (Game Boy Color) (pro_grammar's). ![]()
![]() ![]() Therefore, firms that retain FCF are likely firms that have a high return on investment (ROI) or unstable cash flows.Ī firm may pay out its FCF in two different ways, namely stock buybacks and dividend payments.
![]() Like almost all parts of the shoe, this has been reclaimed by younger cultures in Europe to give the sneaker its nickname ‘The Shark’ in France and Italy. Perhaps the most recognizable part of the shoe, the supportive midfoot shank resembles a whale’s tail. Ahorra con nuestra opción de envío gratis. McDowell showed a depth of knowledge in design that surpassed the bare minimum that other brands were doing. La mayor selección de Zapatillas deportivas de hombre Nike Air Max Plus a los precios más asequibles está en eBay. It’s also there, however, to suggest swaying palm trees in a Florida skyline. A cult classic and a never ending icon in urban culture.Whats not to like about the Nike Air Plus TN, a comfortable, legendary cushioned and ultra stylish. The reflective detailing on the front of the upper, McDowell explains, is because runners should run towards traffic. At under 350 grams, it was stunningly lightweight by nineties standards, well under the AM97 and 98. ![]() Shop the collection of Mens Nike Air Max Trainers at. It can be easy to forget that the sneaker began as a running shoe. Shop the collection of Mens Nike Air Max Trainers at. Infused with innovative, natural design the Air Max Plus was always going to fly From Paris to New York, the Plus is given a reverential status among rap and grime artists, fashion photographers, and street culture. Regardless of such a huge welcome to the sneaker scene, the Tn (a moniker given for its Tuned Air status) is seen as the sneaker of the subculture. Today it’s one of the Nike sneakers to hold the accolade of having no gaps in production, such is the popularity of the sneaker. The Tn has been at the top this whole timeĪppearing seamlessly from the mind of first-time Nike designer Sean McDowell, the Plus infused Florida sunsets, running innovation, whales, and fashion technology without breaking a sweat. ![]() Released in 1998, the Air Max Plus absolutely decimated any hopes the AM98 had of becoming a popular sneaker. ![]() While many (many) Air Max silhouettes have had an impact on sneaker culture and fashion as a whole, none so much as the Air Max Plus. Your browser does not support the video tag.Įvery time I review an Air Max, at least one that hits the mark, I’m tempted to suggest that model helped redefine sneaker culture. ![]() ![]() ![]() If you live in Asia, I recommend Singapore, Australia, India, or Pakistan.Netflix is arguably the most popular video-streaming service on the planet and is available in most countries around the world. However, it is better to choose a closet server. For example, if you want to watch Friends show, you will need to connect to any server in the United Kingdom. You will see the content depending on your VPN location. Once connected to your desired server, open Netflix on the browser and start streaming. Press the “ Connect” button (on the right side).Look for the desired server location (on the left side).How to use Surfshark to unblock NetflixĪssuming you already have subscribed to Surfshark VPN, follow the simple steps below: With the above-mentioned speed test result, you now have a clear idea of why Surfshark gained a lot of customer attention and demand rate in the past few years. Now we have run a couple of tests to give you an overview of what to expect from Surfshark: However, I am sure that is not the case with Surfshark unless the entire world decides to use this VPN and the company goes out of servers. However, it also depends on the server you are connected to. Surfshark Speed test for Netflix StreamingĪs mentioned above, the speed depends on the user’s location and the ISP. That is just one drawback of using any VPN. For example, if you have 100Mbps of connection, you will get about 80Mbps of network speed. In most cases, a VPN would only give you 80% of speed on average, depending on what server you are connected to. You probably see high ping if you have great internet but live far away from the US. The Surfshark streaming speed depends on the user’s uplink and location. However, that is not the primary purpose of using this or any other VPN. In such a case, Surfshark might help you improve your network performance. Yeah, there are some cases where your network provider’s DNS slows your network speed. However, like any other provider, it does not improve your internet speed. You can stream (or download to watch later) any TV Show or Movie of your choice with no lags. Yes, it is one of the fastest VPNs, which offers you buffer-less Netflix streaming. Is Surfshark fast enough to watch Netflix? However, you may be able to unblock some more libraries. These are the ones we confirmed in our test. However, we have curated the list of countries we successfully unblocked during our test. I’m not 100% sure it can unblock Netflix in all countries. ![]() In my test, I have seen Surfshark unblock any Netflix country, allowing you to watch the shows unavailable in your country. However, this number depends on the country and region you reside in. Library (or libraries) is the number of TV shows or movies Netflix allows its users to stream. Which Netflix libraries does Surfshark stream? Similarly, you can also enjoy Hulu, Apple tv+, ESPN, and Amazon Prime Video. ![]() Surfshark will also help you unblock those services if you travel or live outside the States. However, if you are into Marvel or DC shows, you probably have HBO Max or Disney+ subscription. Most people try unblocking US and UK Netflix because they have extensive libraries and incredible shows. Now it sounds illegal but trust me, using VPN is totally legal. It helps the user hide its location and allows you to stream any foreign content as an imposter. It not only provides you with the best streaming experience but also gives you access to unlimited entertainment by just switching your IP address. With Surfshark, you stream any Netflix library across the globe. Surfshark offers over 3200 plus servers within 95 countries and is also compatible with all streaming devices. ![]() All you need to do is visit, download a VPN for free, log in to your account, and select the location you like to stream Netflix on. It is also not as complicated as it sounds. Here I would like to stick to the topic and answer your question, Does Surfshark work with US Netflix? And the short answer is, YES, it does unblock not only US libraries but all the other regions as well. However, Surfshark offers everything and more compared to its competitors. Now we are not going to debate which is the best VPN for Netflix Streaming. However, unlike other Paid VPNs like ExpressVPN or PureVPN, you can also use Surfshark to unblock Netflix libraries from different countries. Most VPN providers had trouble with Netflix because it was aggressively cracking down, which left them unable to unblock Netflix. ![]() ![]() ![]() How to Screen Record on Windows Using BlueJeansīlueJeans is a video meeting service that allows you to host online conferences, video meetings, and live video calls. You can also find the files on the Game DVR menu. You can find them in the videos folder on the captures subfolder. All the videos you have recorded are automatically saved as MP4 files. To review your recording, you can select Show all captures at the bottom of the window.Click Stop when you are finished recording.If you don’t want to record audio, be sure to click the Microphone until it has a crossed line symbol over it.You can choose to record your screen as a video or a screenshot. To open a window for capturing your screen, select the Camera icon.Press Windows key and G simultaneously to open your game bar dialog.To make things easier, we show you the steps on how to record your screen on Windows. You can use the feature to record videos on your laptop to capture gameplay or create a tutorial. The applications you record are saved as an MP4 video file. ![]() The feature can also record video from your screen using any Windows application, web browser, or any other program. The Xbox game bar is used to record games on your PC or the ones you stream. Audio recording is not supported, nor is there a shortcut to jump directly into recording like there is for Snipping. It’s important to note that with this method, the only supported format is MP4. ![]() Your recording will be saved by default in the Videos folder, but you can also copy it into memory or share using the Share dialog. When you are finished recording, press Stop.You will see a 3-second countdown for your recording. To indicate the portion of the screen you want to record, click to drag and drop a rectangle.Go to the top toolbar and press the Record button, then press New.Search for “Snipping Tool” in the Start menu search box.In just a few easy steps, you can select a portion of your screen and start recording: Snipping Tool is a built-in recording application that comes with Windows 11. If you’re in a hurry but still need to know the options for screen recordings in Windows version 11, here are the main options: The 2 Basic Methods for Recording Your Screen on Windows 11 Without further ado, here is how to record your screen. Windows comes with a built-in screen recorder tool, but you can still rely on third-party apps like BlueJeans for more advanced features that do a better job. If you don't plan to stream, choose "Optimize just for recording.When you want to record a game or an app on your window's screen, you need a tool that makes it easy and fast. When you launch OBS for the first time, if you haven't already, you will be asked whether you want to optimize it for streaming or recording only. However, you can also use OBS to record the entire screen in Windows 10 or Windows 11 and save it as an MP4 file, without ever streaming what you do.ġ. OBS Studio is very popular in the game streaming community because it's free and great at broadcasting games out to Twitch and other sites. To capture your entire desktop and all the windows on it with a full suite of options, you need a third-party app and, while there are many, we like OBS Studio for this purpose. Snipping Tool can capture more but it doesn't support audio and it is rather feature-limited. The biggest drawback to using the Xbox Gamebar to screen record Windows is that it can only work with one app at a time and will not show the desktop or File Explorer. (Image credit: Tom's Hardware) Recording the Whole Screen with OBS Studio ![]() ![]() ![]() Afterward, you can edit and save the animation as a gif, apng, video, psd or png image. This tool allows you to record a selected area of your screen, live feed from your webcam or live drawings from a sketchboard. Plus it's available on the Microsoft Store for free of course. You can even record from your webcam or sketchbook. It takes a capture of your screen as a gif. This program does exactly what the title suggests. It can also record MP4, WMV, MOV, F4V, TS, and AVI videos. AceThinker Aqua Demo is another tool that can help you record your YouTube videos and desktop activities in GIF format. /rebates/&252fscreen-recording-tips252frecord-a-gif. I wanted a quick way to get a gif recording of my screen and instantly share it. Best 10 GIF Screen Recorder to Create GIF from Screen. Thankfully there is, and it's available free on GitHub! I came across this amazing piece of software after I got really annoyed with the above process. There should be something better right? Yes, yes there should. □ĭoes this sound like a lot of work? Yes, yes it is. If you are like the old me, you'd open up some capture/screen recording software, record a quick video, save the video, upload the video to a random gif conversion site, tell the system what specs you want, wait for it to convert, download it, then add it to the thing you want. If I want to create a gif like this to add to a tutorial post, a tweet, or an issue what do you do? So if you need to quickly create a gif, what do you do? ![]() ![]() Not to mention that until recently you couldn't even add video to GitHub issues and PRs. Plus there's way less issues adding gifs to presentations than video. Gifs are often easier to use than video as they loop, they take up less space, and they auto-play. You might even be looking for a quick screen capture of a bug or feature request to add to an issue or comment on GitHub. Whether you're writing a blog post, adding assets to your readme, dumping in a demo for a presentation, or wanting a cool animation for social media, gifs are one of those things developers are always using and creating. ![]() ![]() ![]() The Dime also has 10 tools – n eedle nose spring-loaded pliers, wire cutter, fine edge blade, retail package opener, scissors, medium flat driver, crosshead driver, bottle opener, tweezers and a file. It's made from stainless steel, it's compact and lightweight and fits perfectly in your pocket. When it comes to value, you'll do well to beat the Gerber Dime. Shoptagr is a sophisticated shopping tool which allows online shoppers to price-track items across their favorite retailers right down to their preferred size and color and get notified via email, text message and/or push notification once the price is right. ^ Back to top EDC Multi Tools Budget EDC 11. Even if you can't find the price you're looking for straight away, download Shoptagr and it'll notify you when the watch goes on sale. OK – so the last 2 might cost you a little more than $25 but you can shop around for online coupon codes. CJ’s Publisher Onboarding team executed a thoughtful launch, with recommendations for building brand collateral and pricing for ad packages. Timex ExpeditionĪnother great offering from Timex, the Expedition has multiple alarms and one of the coolest features ever – a compass on the strap.Ĭlick here to get the Timex Expedition on Amazon. Shoptagr worked closely with CJ’s Publisher Onboarding team and was assigned to a designated Global Growth Manager. It's also Water Resistant to 100m.Ĭlick to get the Timex Ironman on Amazon. Karma (formerly Shoptagr) Karma is another extension and app you can use to get price drop alerts, automatically apply coupons, make wishlists, and organize future purchases. 9 easy money-saving online shopping hacks that even hardcore shopaholics may not know. If you like to get outdoors – check out the Time Ironman with its chunky design and lap time feature. latest promotions deals singapore 2020 shoptagr. I wouldn't trust it with my life but it looks great for the price!Ĭlick to get the Casio MRW200H on Amazon. Casio MRW200HĬasio's budget dive watch option has a rotating bezel and claims to be suitable for recreational surfing, swimming, snorkelling and sailing. I love the design – it looks like it costs a lot more than $25!Ĭlick to get the Casio Royale on Amazon. Stop leaving items you want in the shopping cart or emailing yourself links - just install Shoptagr and never forget where you saw that beautiful purse. Looks and sounds like it comes straight from a James Bond movie, the Casio Royale has a 39.5 mm stainless steel case and push button foldover clasp. Create your own private shopping lists with Shoptagr and organize items you discover across the web in one single place. Unlike the Data Bank, it's also water resistant!Ĭlick to get the Casio Classic Calculator on Amazon. Who remembers this from school? The Classic Calculator features an 8 digit calculator, 1/100 second stop watch and auto calendar. But note – this one isn't water resistant!Ĭlick to get the Casio Data Bank on Amazon. Keep track of all your shopping desires without stepping out of the app.The Casio Data Bank features calculator keys, a backlight, four multifunction alarms, and one alarm with snooze. Stay in the know and never miss out!ĭream Wishlist Wonderland: Create and manage your dream wishlist with Karma. Timely Stock and Sale Alerts: Be the first to know with Karma's alerts for low stock, back in stock, or sale events for your wishlist items. ![]() And guess what? You can even hunt for coupons from any store before you start shopping. Price Tracking Pro: Karma diligently keeps an eye on the prices of your saved items, alerting you when the price drops - so you'll always buy at the perfect moment!Ĭoupon Scanner Extraordinaire: Check out our snazzy automated coupon scanner that struts in at checkout, finds the best discounts on the web and applies them for you. Your Very Own Shopping Pal: Karma is your co-pilot in the shopping journey, giving you all the juicy details to decide if it's the right product, priced just right, and the perfect time to snap it up. Breeze between your saved items and our extensive shopping browser, picking up exactly where you left off. ![]() Super-Easy Navigation: Our smooth interface is like a VIP pass to all your favorite stores and sought-after products. First I had problems with certain retailers eg Zara saved with USD currency when mines set to GBP, this led to false reduction notifications when the price was the same. Ever since it’s changed to Karma it only gets worse. ![]() Say hello to Karma, your next-generation shopping browser with a built in assistant! We're here to add a sprinkle of ease and a whole lot of fun to your online shopping journey: Karma provides you with great technology and flexibility to shop smarter, helping you avoid those unnecessary impulse buys, all while saving you time and money. Shoptagr was better This app was miles better when it was Shoptagr. ![]() |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |